The only all-in-one Canadian personal finance platform with AI at its core. Track investments, optimize taxes, plan retirement — for $9.99/month.
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AI Insight: Your RRSP contribution before Mar 1 deadline could save you $1,850 in taxes. You have $12,400 in room.
A spreadsheet for budgeting, Wealthsimple for investing, a separate app for expenses, a tax preparer once a year, an insurance broker when they call. Your financial life is scattered across disconnected silos.
Replaces them all with one AI-powered dashboard.
Every module connected. Every insight informed by your whole financial picture.
Six Modules, One Platform
Each module is powerful on its own. Together, they give your AI coach the full picture.
Portfolio tracking with live market data, AI buy/sell recommendations, and daily market briefings tailored to your holdings.
Track income, expenses, and savings rate with automatic categorization. See exactly where your money goes each month.
CPP/OAS projections, retirement calculator with Monte Carlo simulation, and goal timelines that adapt to your life.
RRSP/TFSA/RESP/FHSA optimization, contribution room tracking, and year-round strategies to minimize your tax burden.
Coverage gap analysis, life and disability needs calculator, and recommendations based on your family situation.
Payoff strategies compared side by side, amortization schedules, and refinancing analysis to save you thousands.
AI Coach
Most AI chatbots answer in isolation. Northplan's coach connects insights across all six modules — your investments, taxes, budget, goals, insurance, and debt — to give you advice that actually makes sense for your whole life.
Great question. I checked your Tax Strategy and Investment modules:
Recommendation: Put $3,500 in RRSP (maximize tax refund), $1,500 in TFSA (tax-free growth). Use the RRSP refund to top up your emergency fund.
Daily Briefing
No more checking five different apps. Every morning, your briefing arrives with everything that matters — market moves, portfolio changes, upcoming deadlines, and personalized tips.
Simple Pricing
Everything you need. Nothing you don't. One simple plan.
Get a taste of what Northplan can do.
Your complete financial command center.
No credit card required
Security & Trust
Your financial data is sensitive. We treat it that way.
We follow Canada's federal privacy law to the letter. Your personal information is handled with care.
AI advice is reviewed by a Certified Financial Planner to ensure accuracy and relevance.
End-to-end encryption, row-level security, and SOC 2 aligned infrastructure.
Your data is yours alone. We never sell it, share it with third parties, or use it for ads.
Join thousands of Canadians who stopped juggling apps and started building wealth with a clear plan.
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